insurance companies are fair? They probably think they are. But their idea of fairness is determined by self-interest them. Insurance companies survive by taking in premiums and keep requirements as low as possible. They are not Santa Claus, the Easter Bunny or Mother Theresa. Insurance is a business.
You, on the other hand, if you are injured in an accident, have a duty to look out for your own self-interest and to get the best possible settlement for you.
Can you do this on your own? Yes … sometimes.
For example, if you have damage to your car and go to the emergency room but not more pain you might be able to resolve the issue yourself … get your car fixed … get medical bills paid … go.
If you have a serious injury, chances are you need a lawyer. In fact, the more severe the injury, the greater the need for a lawyer.
exception to the rule will be times where there is very little insurance available and on-teach company offers policy limits. In that case, it would still be a good idea to consult a lawyer. You want to make sure you do not step on a mine and blow up your chances of under insured motorist claim, for example.
Let us say that you deal with on-teach the controller yourself. You have entered into this murky world known as the “bargain.” At-fault set has already managed to negotiate many cases. So she has experience on her side. She knows the value of the case … it might be worth it … you could take.
At least meeting with the lawyer would be called for. Personal injury lawyers usually offer what is known as “free advice.” It is free for the first meeting. You can take a look at him. He can look at you … and your case. The two of you can decide whether you want to work together
ask a lawyer are :. How long have your been practicing injury law? How many cases have failed? What is your personal philosophy on the settlement or going to court?
You can also research the lawyer on the internet to find out more about it. Almost all successful lawyers have websites. You probably want a lawyer connected. Perhaps you would like someone close to his own age. Or someone with similar religion or political preferences. We like to work with people who are like us in some way and you can begin to discover such information on the website.
Plan on spending 25% or more of your settlement in legal fees. One third of the normal. If it is necessary to file suit, arbitrate or mediate that number can go up to 40% or more. Costs and expenses in the case, in addition to legal fees. Costs can include court filing fees and the cost of medical or hire a doctor to come to court.
You may have heard the story of someone who had nothing left to pay the legal fees and expenses involved. In twenty-five years of experience as injury lawyer, I have never seen it in person. It has probably happened somewhere sometime. But most of the stories are urban legends
Disclaimer -. This article is intended to provide information on the accident claims process. It is not intended as a substitute for legal advice.